Test IBAN Generator — Mod-97-Valid Dummy IBANs

Generate mod-97-valid test IBANs for France, Germany, UK, Spain, Italy, Netherlands, Belgium, Switzerland, Austria, and Ireland, with an optional BIC, for payment-form QA and fixtures. Not a real bank account.

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Test IBAN numbers — developer notes
Mod-97-valid dummy IBANs for FR, DE, GB, ES, IT, NL, BE, CH, AT, and IE. Bank/branch/account content is random, not looked up. Not a real bank account.

How generation works

Pick a quantity (1–100), a country, a display format, whether the mod-97 checksum should be valid or deliberately invalid, and whether to include a fake BIC. Changing an option refreshes the list immediately. Copy all or download JSON, CSV, SQL, or TXT.

Options

Quantity (1–100)
How many rows to emit for seed jobs. Capped at 100.
Country
Selects the BBAN shape and total length to generate: France, Germany, the UK, Spain, Italy, the Netherlands, Belgium, Switzerland, Austria, or Ireland — or Mixed to pick a different country for every row. Each country has its own fixed IBAN length and bank/branch/account segment structure, per the SWIFT IBAN Registry.
Format
Grouped adds a space every 4 characters, like a bank statement or a printed IBAN. Plain outputs the raw string for API payloads and DB columns.
Mod-97 checksum
Valid produces an IBAN that passes the ISO 7064/13616 mod-97 check, like a real one. Invalid flips the two check digits so the IBAN deliberately fails validation — useful for testing that your validation actually rejects bad input.
Include BIC
Appends a plausible 8-character fake BIC/SWIFT code to each line and export. Turn off when only the IBAN is needed.

Examples

Default French IBAN fixture

Settings

country=FR, format=grouped, checksumValidity=valid, includeBic=on

Sample output

FR76 3049 8215 7239 1834 1907 254 | BIC ABCDFRXY

Deliberately invalid German IBAN for negative-path tests

Settings

country=DE, format=plain, checksumValidity=invalid, includeBic=off

Sample output

DE90370400440532013000

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Test IBAN FAQ

Mod-97, BBAN shapes, and what this tool is not

Can these IBANs move real money?

No. They are dummy strings for form QA and fixtures. The bank code, branch code, and account number are random characters of the correct shape, not looked up from any real institution or bank.

Why do the IBANs still pass the mod-97 checksum?

Real payment forms validate the IBAN checksum before ever touching a bank. A test IBAN needs a real checksum to exercise that code path — that's what the valid mode gives you.

What's the invalid checksum toggle for?

It flips the two check digits so the IBAN deliberately fails mod-97. Use it to confirm your validation actually rejects malformed IBANs, not just that it accepts good ones.

Is the BIC a real bank's SWIFT code?

No. It's a plausible 8-character shape (4 letters, the IBAN's country code, 2 alphanumeric characters) for testing a paired IBAN/BIC field — not a real bank directory lookup.

I searched for a fake IBAN generator. Is this it?

If you need mod-97-valid dummy IBANs for development, QA, and fixtures, yes. If you're looking for a way to receive or send real transfers, this tool will not do that — and we will not add it.

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